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Review of IndusInd Legend Credit Card

What Makes It Special?

IndusInd Legend Credit Card is for someone who's the first one to adopt new technology and loves customization. I am referring to the contactless feature of the card & the fancy look fancy with your name and bank logo embossed on the card. (Sidebar: I am not really a fan of their card's design. I genuinely feel that they could have done a little more with the design considering they have so much real estate after knocking off the numbers & validity dates.)

I was under the impression that it for the people who travel overseas often considering the one of the lowest foreign markup fee (still the lowest is Yes First Exclusive Credit Card). But, this card comes with only standard international priority-pass lounge access i.e. you can visit a lounge twice a quarter & a fee of USD 27 is applicable. If you would like that to be waived off then you need to sign up for travel plus program & that comes with an additional cost of Rs. 5000. After signing up, I have come to a conclusion that this card is a lifestyle card & offers pretty good sign-up deals (vouchers worth Rs. 50,000), 3 free air-tickets, 3 free movie tickets per month & free golf lessons cum games but lacks in rewards system. But all this & 'zilch' renewal fee. Pro tip: IndusInd Exclusive Signature Debit card comes with 0% markup fee but it's a debit card.

The Benefits In Detail:

  • Get 3 fully paid one-way domestic tickets of the sector and date of your choice with Jet Airways.

  • Easy Diner membership that guarantees a meal offer on every table booking.

  • Lowest foreign markup fee of Rs. 1.8% valid till 31st Dec, 2018.

  • Free Golf games & Golf lessons.

  • 3 Bookmyshow movie tickets worth Rs. 200 per month/ 4 Sathyam Cinemas movie tickets.

  • The earned reward points can be redeemed against IndusMoments or Oberoi Hotels & Resorts Stay vouchers or Genesis Luxury Vouchers or Airline Miles on partner airlines or can be used as a cash credit.

  • 1% fuel surcharge waiver across all petrol pumps.

  • Concierge services

Reward Points

  • 1 Reward Point per Rs. 100 spent on weekdays & 2 rewards points per Rs. 100 spent on weekends

  • 4000 extra reward points on spending Rs. 6,00,000 annually

  • Welcome vouchers worth Rs 10,000 from Pantaloons, Hidesign, Woodland, United Colors of Benetton & Yatra


  • 1st-year fee: Rs. 10,000

  • Renewal fee: 0

If you want to compare the IndusInd Legend Credit Card with other elite Credit Cards of India, read up my next blog - Finally, here are the most elite Credit Cards in India.

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