• imissbalance

Review of HDFC Infinia Credit Card

Updated: Mar 28, 2019


What Makes It Special?

I am thrilled to review the credit card that I personally love & still continue to use. HDFC Infinia Credit Card is the most prestigious card from the house of HDFC bank. It comes with plethora of benefits & it doesn't have any pre-set spending limit on the card. You can define your own limit & HDFC is always happy to increase it. HDFC has one of the best rewards systems & it's super evident as it gives 3.3 rewards on every Rs. 100 spent. This is a card like no other, sure HDFC Diner's Black Credit Card comes close but that has its own limitations. To read more about it, simply scroll down. The best part, both these cards offer the same benefits to add-on members, literally no discrimination! These two are the only cards that offer a complete redemption on the fees if you spend over an Rs 8,00,000 for Infinia & Rs 5,00,000 for Diners Black. This card exposes you to infinite possibilities & so the apt name, Infinia. The only flaw possibly is no special tie-ups with any entertainment bookings.


The Benefits In Detail:

  • Complimentary Club Vistara Gold Membership with 2 upgrade vouchers & 2 complimentary lounge vouchers

  • Unlimited lounge access for both the primary card & the add-on card holder

  • Foreign markup fee of 2% + taxes

  • No pre-set spending limit, welcoming you to the world of endless possibilities

  • Tie-ups with Retail stores & e-commerce giants. Lifestyle, Homecenter, Central, Amazon, BigBasket, Grofers etc which gives you massive cashback.

  • Attractive 10X reward schemes if you use the cards directly at Uber, BB, Smartbuy etc. 10X special offers for weekend shopping sprees too.

  • It offers you Taj Epicure Plus Plan along with Taj Innercircle Gold membership

  • Complimentary Golf Games- domestic and international, complimentary Golf lessons and access to exclusive restaurants at select golf clubs.

  • 15% discount on dining at over 3000 restaurants

  • 1% fuel surcharge waiver

  • Dedicated customer support & concierge services

  • Complimentary Golf games both in domestic and international golf courses. It also offers complimentary Golf lessons and access to exclusive restaurants at select golf clubs.

  • Convert reward points to airmiles & hotel points. They have tie ups with Jet Airways, Vistara, British Airways, Krisflyer & Trident Hotels.

Reward Points

5 Reward Points per Rs. 150 spent


Pricing

  • 1st-year fee: Rs. 10,000

  • Renewal fee: Rs, 10,000 (waived off if your spends are over Rs. 8 lac)

If you want to compare the HDFC Infinia Credit Card with other elite Credit Cards of India, read up my next blog - Finally, here are the most elite Credit Cards in India.