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Review of HDFC Diners Club International Black Credit Card

Updated: Nov 17, 2018


What Makes It Special?

I am a huge fan of HDFC bank so much so that my whole family banks with them. Needless to say, the loyalties do pay off & I am glad that HDFC bank does have unique cards for the loyalists & for the HNI. HDFC Diners Club International Black Credit Card is another card from the house of HDFC that comes with good perks. It usually runs 10x reward points program & is one of the best credit cards available in the market whose renewal fee can also be waived off if you spend over Rs, 5,00,000 per year. The only drawback is its acceptability. The diners club card isn't acceptable everywhere & hence you can't rely on this card for every purchase, however, diners club is increasing its footprint & I have seen an uptick in acceptability over recent years.


The benefits in detail:

  • Unlimited lounge access for both the primary card & the add-on card holder

  • Foreign markup fee of 1.99% + taxes

  • No pre-set spending limit, welcoming you to the world of endless possibilities

  • Tie-ups with Retail stores & e-commerce giants. Lifestyle, Homecenter, Central, Amazon, BigBasket, Grofers etc which gives you massive cashback.

  • Attractive 10X reward schemes if you use the cards directly at Uber, BB, Goibibo, Smartbuy etc. 10X special offers for weekend shopping sprees too.

  • It offers you Taj Epicure Plus Plan along with Taj Innercircle Gold membership

  • Complimentary Golf Games- domestic and international, complimentary Golf lessons and access to exclusive restaurants at select golf clubs.

  • 15% discount on dining at over 3000 restaurants

  • 1% fuel surcharge waiver

  • Dedicated customer support & concierge services

  • Complimentary Golf games both in domestic and international golf courses. It also offers complimentary Golf lessons and access to exclusive restaurants at select golf clubs.

  • Convert reward points to airmiles & hotel points. They have tie ups with Jet Airways, Vistara, British Airways, Krisflyer & Trident Hotels.

Reward Points

5 Reward Points per Rs. 150 spent.


Pricing

  • 1st-year fee: Rs. 10,000

  • Renewal fee: Rs, 5,000 (waived off if your spends are over Rs. 5 lac)

If you want to compare the HDFC Diners Club International Black Credit Card with other elite Credit Cards of India, read up my next blog - Finally, here are the most elite Credit Cards in India.